Just read this article on lifehacker.com which can apply to all of us who want to save an extra few cents on that next big purchase we want… like that new tv. Next time you’re at some retail store, try this trick out:

It boils down to being a good negotiator, though the tactics seem somewhat shady (but I’m a total wimp in the negotiation room, so you may feel otherwise). You indicate that you’re interested in buying a big fat warranty, then ask the sales assistant to lower the item’s price. Since big box electronics stores are often pushed to sell warranties, they’ll be willing to budge on the price of your item – especially if it’s got a big price tag. Then when checkout time comes, you have a change of heart on the warranty. Simple enough.

It may not work if your salesperson was also the same person at the register, but I wish I thought about this last time I went to Fry’s Electronics! Brilliant!